There Are Different Types Of Health Insurance Plans For Your Specific Needs

Health, like the weather, can be very unpredictable. You can be at the prime of health one day and then fall sick the next. With rising prices of medication, hospitalization and doctors’ fees, health insurance plans have become an important investment for families and companies. The first step, though, in deciding on a good health insurance plan for you and your family or staff is to understand the different types of health insurance plans available. The following information on the different types of health insurance can help you make the right choice.

Fee-for-service.

Also called Indemnity Insurance, this type of health insurance plan pays for part or all of the fees for medical services such as consultation, check-ups, lab work and hospitalization. The advantage of fee-for-service plans is that you can choose which doctors and hospitals are included in your health insurance plan, as long as they are accredited by the insurance company. You pay for the service and make a claim to get reimbursed for what you spent if that particular medical service is covered in the policy.

Preferred Provider Organizations (PPO).

[youtube]http://www.youtube.com/watch?v=aap1OBZUmZM[/youtube]

PPOs are a type of managed care health insurance plans which consolidate different hospitals, doctors and healthcare providers and gets them to give their services to plan holders reduced cost. For a fixed monthly premium, members get to choose their own doctors and hospitals from a pre-approved list and can also get the same coverage (for a higher premium) even if their personal doctors are not on the accredited list. Another advantage of PPOs is that you do not need a referral to be able to consult with a specialist.

Health Maintenance Organizations (HMO).

Health Maintenance Organizations, which are also a type of managed care health insurance plans, provide medical care on a pre-paid basis, where plan holders pay a monthly, annual or bi-monthly fee for healthcare. A primary healthcare doctor is selected from a list, and this doctor is in charge of all your healthcare needs. A referral is needed from your primary doctor before you can see a plan-accredited specialist. HMOs also focus more on preventive healthcare rather than treatment.

Point of Service (PoS).

The point of service health insurance plan combines the characteristics of both a PPO and an HMO. You also select a primary healthcare physician (like an HMO) and he becomes your “point of service.” He can then refer you to other specialists accredited by your health insurance plan. Should you decide to see other doctors not accredited by your PoS plan (like a PPO), you will be required to do all the paperwork and filing of reimbursements with your health insurance company.

Short-term health insurance. This type of health insurance plan is good for those who are in-between jobs or those who are still saving up for a complete plan. Short-term health insurance offers coverage for a limited period, for about 6 months–although some may offer coverage up to a year. This type of insurance was designed to cover for accidents and unforeseen illnesses rather than giving complete medical care or treatment. They also do not cover pre-existing medical conditions.

Article Source: sooperarticles.com/finance-articles/insurance-articles/there-different-types-health-insurance-plans-your-specific-needs-26225.html

About Author:

Do you want to learn more about the different kinds of health insurance plans? Or do you want to check out which type of health insurance plan fits your needs? Our site offers online health insurance brokers to help you 24/7.Author: Clint Jhonson

Viktor Schreckengost dies at 101

Sunday, January 27, 2008

Viktor Schreckengost, the father of industrial design and creator of the Jazz Bowl, an iconic piece of Jazz Age art designed for Eleanor Roosevelt during his association with Cowan Pottery died yesterday. He was 101.

Schreckengost was born on June 26, 1906 in Sebring, Ohio, United States.

Schreckengost’s peers included the far more famous designers Raymond Loewy and Norman Bel Geddes.

In 2000, the Cleveland Museum of Art curated the first ever retrospective of Schreckengost’s work. Stunning in scope, the exhibition included sculpture, pottery, dinnerware, drawings, and paintings.

Retrieved from “https://en.wikinews.org/w/index.php?title=Viktor_Schreckengost_dies_at_101&oldid=2584756”
Posted in Uncategorized

Wikinews interviews Professor Gigi Foster about pandemic control in Australia

Wednesday, August 11, 2021

On July 22, Wikinews interviewed Professor Gigi Foster of School of Economics at the University of New South Wales, Sydney, Australia about measures that the government took to stop the spread of COVID-19, a virus that caused what the World Health Organization declared a pandemic last year.

Professor Foster is on faculty with the School of Economics at the University of New South Wales. She wrote an Op-Ed in the Sydney Morning Herald, arguing for a case against the so-called “lockdowns” – measures which the state governments in Australia were implementing to stop the spread of COVID-19. These measures included things like limiting the size of gatherings, directing certain business types such as gyms to close or operate at reduced capacity, limiting where people may travel and restricting residents to only leaving their home if they have a reasonable excuse to do so.

In New South Wales, these restrictions were implemented as Public Health Orders, signed by Brad Hazzard, the Minister for Health and Medical Research. Mr Brad Hazzard has authority make these Orders under the Public Health Act 2010, section 7.

Wikinews reached out to Professor Gigi Foster, asking for comment.

The interview was conducted amid an outbreak of COVID-19 in New South Wales, that has resulted in an increase of restrictions from June 26. At the day of interview, residents were legally allowed to go outdoors only for essential shopping, medical care, and exercise, in groups of no more than two people unless of a common household. On July 28, authorities extended these restrictions until the end of August.

The current outbreak of the COVID-19 Delta strain started from ‘patient zero’, reportedly a driver, which includes transporting international flight crew, as NSW Health wrote on June 16. A week later, on June 24, the driver commented that he thought that he caught the virus from a local cafe, where another patron was visibly unwell.

New South Wales Premier Gladys Berejiklian has said that “our mission is to allow our citizens to live as safely and freely as possible”, having announced that only authorized workers — people whose occupation is essential — could leave home in selected higher risk regions in south-west of Sydney until July 30.

Work of the construction industry has been stopped for several days, and resumed this week with requirement that the construction workers get tested for COVID-19 regularly.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_Professor_Gigi_Foster_about_pandemic_control_in_Australia&oldid=4637954”
Posted in Uncategorized

Six-year-old boy dies two weeks after falling through icy pond in Berkshire, England

Friday, January 22, 2010

A six-year-old boy from the county of Berkshire in England, United Kingdom, who fell through a frozen pond on January 5, has died. The pond is near to the location of his house where he was playing with one of his friends. Thomas Hudson — or Tommy as he was also known — was trapped underneath the garden pond in Crookham Common, which was six feet in depth, for 30 minutes. It is not clear what exactly caused Thomas to fall into the pond.

After calls for help from Tommy’s playmate, a woman went into the water and searched for Thomas. It is believed that the woman was related to Tommy. A fire crew managed to take Thomas out of the water. After ambulance workers found themselves unable to restart his heart, Tommy was taken by aircraft to John Radcliffe Hospital in Oxford, Oxfordshire. There, an emergency operation was carried out on him before Thomas was placed on a life support machine. He died on January 21 after he failed to regain consciousness.

It has been reported that Thames Valley Police are launching an investigation into the death. However, the police has said that there are no suspicious circumstances as far as they are concerned.

Hugh Whitaker was one of the people assisting in the search for Thomas on January 5. “We worked as a team with the fire service to locate the boy in the water and he was pulled out,” Whitaker stated. “It was thought he had been in there for around half an hour. Once he was located he was taken to the air ambulance and on to the John Radcliffe Hospital after being treated by a doctor. He was in cardiac arrest at the scene. A woman who went into the water was examined by paramedics at the scene but she did not require hospital treatment. The lake was between 15 and 20 metres by 15 and 20 metres in size. From where he was recovered from he would have had to have walked out onto the water — he was not far from the centre of the frozen lake.”

A statement released from the Oxford Radcliffe Hospitals NHS Trust that said: “We are very sorry to confirm that Tommy Hudson died peacefully at our hospital this [Thursday] morning. Tommy’s parents ask that their privacy be respected at this very difficult time.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Six-year-old_boy_dies_two_weeks_after_falling_through_icy_pond_in_Berkshire,_England&oldid=4627174”
Posted in Uncategorized

Try Loom Knitting With A Knifty Knitter

Try Loom Knitting with a Knifty Knitter

by

Franklin Matson

Loom Knitting is an enjoyable hobby.If you are looking for a hobby,try loom knitting. The looms can be used to make many nice projects for you or for wonderful gifts. People who have carpal tunnel and arthritis will find loom knitting much easier on their hands than many other hobbies.

[youtube]http://www.youtube.com/watch?v=7XcFb1TyTgw[/youtube]

People have used knitting looms for thousands of years. Loom knitting has become popular in the last few years. The Knifty Knitter has been very prominent in the rediscovery of the art. The company which produces the Knifty Knitter is Provocraft. They are an excellent economical way to start loom knitting. Knifty Knitters are sold at most stores that carry craft supplies. You can purchase the looms on the internet or at local stores that sell craft supplies. Knifty Knitters come in different types ,the round looms can be purchased singly or in a set of various sizes. The Knifty Knitter long looms are sold either individually or as a set. Many small projects can be made on the small flower loom. I got interested in loom knitting with the Knifty Knitters when I saw them demonstrated at a local craft store. She had a lovely shawl to match her daughter’s prom gown and matching flip flops she had embellished with edging made on the Knifty knitter. A number of other loom knitted projects were also available to show the items that can be created on the Knifty Knitters. The demo sold me on a new hobby, loom knitting here I come. I didn’t leave the stores without the round looms. Hats are the easiest to start out with. That evening I made my first loom knitted project, a hat. Getting started on loom knitting is easy , all you need is two skeins and a loom. If you like ,you can use two different colors. For a more unique look you can choose a novelty yarn as one of the skeins. When you see how easy and fast the Knifty Knitter projects work up you will move on to more unique items. Several good books have been written for the knitting looms,and many of the patterns can be done on the Knifty Knitter. Provocraft has a website which offers tips and also has some patterns, you can also find free patterns at several loom knitting sites. I am glad I happened upon the Knifty Knitter demonstration, loom knitting has become one of the crafts I like to do most. It is actually quite simple to learn how to loom knit. Loom knitting videos are possibly the best way to learn. Fun hobbies

are what http://www.funhobbyvideos.com/ is about. You will find all sorts of

Knifty Knitter patterns

there.

Article Source:

Try Loom Knitting with a Knifty Knitter

UK shopping centre Afflecks Palace secures its future

Tuesday, February 5, 2008

Afflecks Palace, the “iconic, alternative shopping centre” in the Northern Quarter of Manchester in England, United Kingdom, was saved from closure this week after long-running rumours that the market may have to “kick out its traders” due to a dispute between the management of the Afflecks Palace brand and the leaseowner for the building, Bruntwood.

Rumours suggesting that Bruntwood were looking to redevelop the building started early in 2007, when it became apparent that the property developer was not actively seeking to renew the twenty-five year lease that the management of Afflecks Palace had with them concerning the building. These initial fears were added to by news that Bruntwood was looking to redevelop other buildings it owned in the Northern Quarter area, specifically the parking complex opposite Afflecks, with an eye towards taking advantage of the “property boom” in Manchester at the time. There were also fears that if Afflecks did remain open, “rents would rise”.

These initial fears were eventually propagated closer to the end of the year when a letter from the management of Afflecks Palace told individual stall holders that “… management have received no formal response from Bruntwood to a tenancy request notice served in October [2007]”, going on to add that “We can only assume therefore that they do not intend to offer us a new lease”.

Following the release of this letter, public support for Afflecks Palace was quickly made obvious when a 5,000 signature petition was submitted demanding the centre remain open for business. This seemed to prompt talks between Bruntwood and the Afflecks Palace management and, eventually, lead to this week’s news that the market was – indeed – to remain open. The result of the talks was that Bruntwood “bought out” the Afflecks Palace brand.

Bruntwood will manage Afflecks while they look for a new owner who is skilled in running market style businesses

A joint statement between the management of Afflecks Palace and Bruntwood said: “After 26 years of trading, Afflecks’ management has sold their company to Bruntwood in an agreement that protects the future of Afflecks. Bruntwood will manage Afflecks while they look for a new owner who is skilled in running market style businesses and can bring a similar level of enthusiasm and dedication that the existing management has.”

A spokesperson speaking on behalf of Bruntwood also added that: “Never in our 30 year history have we bought one of our customer’s businesses, but Afflecks is a Manchester icon that we wanted to protect. We aren’t however expert in managing markets, so will look for a suitable long term owner. In the meantime, the most important aspect is that we have arrived at a solution with Afflecks management that protects an independent retail environment and provides the existing stallholders with security.”

Traders from the market celebrated the news by holding a party yesterday.

Retrieved from “https://en.wikinews.org/w/index.php?title=UK_shopping_centre_Afflecks_Palace_secures_its_future&oldid=589056”
Posted in Uncategorized

Winter storms hammer Texas, fatalities reported

Friday, February 19, 2021

A series of winter blasts have struck the US state of Texas in recent days, leaving at least ten people dead in the aftermath. On Wednesday, the second wave of the storms impacted utilities and water systems, with cities asking citizens to conserve water usage. Reports early Wednesday indicated more than two and a half million homes and businesses were without power. Texas is the only one of the 48 contiguous US states with its own separate power grid.

One media source indicated carbon monoxide poisoning killed a mother and her child in the city of Houston. A house fire killed a woman and three children in the city of Sugar Land. The storm has impacted shipments of COVID-19 vaccine, according to at least one report. Citizens were asked to conserve usage of electricity where possible. Reports from the city of Tyler indicate roads were nearly impassible on Monday and Tuesday due to ice and snow.

Earlier in the month, winter conditions contributed to a massive vehicle pile up in the city of Fort Worth, taking the lives of at least five people. Some victims were trapped in their vehicles for hours, awaiting rescue. During a press briefing, an emergency services official said this was a once-in-a-lifetime event.

Retrieved from “https://en.wikinews.org/w/index.php?title=Winter_storms_hammer_Texas,_fatalities_reported&oldid=4626413”
Posted in Uncategorized

The Cellulosic Fibre Market Will Reach $8.5 Billion In 2016

A new report by visiongainconcludes that the world market for Cellulosic Fibres will reach $9.1 billion in 2017. This analysis and others appear in the Cellulosic Fibre Market Trends, Analysis & Forecast 2017-2026: Volume (KT) & Market Value ($bn) Forecasts By Application (Textiles & Clothing, Non-Wovens, Industrial, Other) & By Fibre Type (Viscose Fibres, Modal Fibres & Lyocell Fibres) & By Region & National Markets published by visiongain, a leading business intelligence provider based in London, UK.

The applications for cellulosic fibre have increased significantly in recent years and are expected to grow at a rapid pace during the coming decade. The cellulosic fibre market has been dominated by the Asia-Pacific region, accounting for more than half of the global market. However, we expect the Rest of the world region which includes Brazil, Turkey, and the Middle East and other regions to expand rapidly as well, Moreover, we predict strong growth of Cellulosic Fibre production and consumption in textiles & clothing, non-wovens, industrial, and others. Globally, textiles & clothing is the biggest end-use segment of the cellulosic fibre. Demand for cellulosic fibres in this end-use segment is mainly driven by factors such as decreasing cotton output in recent times, increasing demand for apparel & clothing products and increasing usage of the specialty fibres in high end-textiles products.

For 2017, Visiongain assesses the global cellulosic fibres marketto be worth $9.1bn. Visiongain also determined the global consumption of cellulosic fibres to reach 5,372.4 KT in the same year. The global cellulosic fibre market is expected to have strong growth over the forecast period. It is anticipated that the man-made cellulosic fibres are going to be the key replacement for the natural cellulosic fibres due to competition faced by natural cellulosic fibres with food crops for the arable land which is shrinking rapidly due to a growing population across the world.

This 212 page report contains 105 tables and 137 figures that add visual analysis in order to explain developing trends within the cellulosic fibres market. Visiongain provides forecasts for the period 2017 to 2026 in terms of volume (KT) and market value (US$) for the cellulosic fibres market. In addition, 4 regions and 15 national cellulosic fibres markets and 7 submarkets are forecasted and analysed by visiongain over the period 2017 to 2026. The report also provides profiles of 8 leading companies operating within the market such as Grasim Industries Limited, Lenzing AG, Bracell Limited, etc.

The Cellulosic Fibre Market Trends, Analysis & Forecast 2017-2026: Volume (KT) & Market Value ($bn) Forecasts By Application (Textiles & Clothing, Non-Wovens, Industrial, Other) & By Fibre Type (Viscose Fibres, Modal Fibres & Lyocell Fibres) & By Region & National Markets will be of value to current and future potential investors wanting to better understand the cellulosic fibres industry and its underlying dynamics, as well as companies and research centres who wish to broaden their knowledge of the cellulosic fibres market.

Notes for Editors If you are interested in a more detailed overview of this report, please send an e-mail to sara.peerun@visiongain.com or call her on +44 (0) 207 336 6100

Technological University Dublin senior lecturer Dr Lorcan Sirr speaks to Wikinews on housing market in Ireland

Wednesday, July 21, 2021

Wikinews correspondent J.J. Liu spoke with Technological University Dublin (TUD) senior lecturer at the School of Surveying & Construction Management, Dr Lorcan Sirr on Friday regarding the supply of housing in the Republic of Ireland and relevant parallels across the rest of Europe, as well as recent developments by the government and private sector that are causing a rise in rents and home prices in the Irish real estate market.

Dr Sirr is a regular contributor to The Irish Times and has provided commentary to Irish radio station Newstalk, national broadcaster Raidió Teilifís Éireann (RTÉ) and various other publications. In addition to being a chartered planning and development surveyor and assessor to the Society of Chartered Surveyors, Dr Sirr is a Peace Commissioner and former external examiner for the Galway-Mayo Institute of Technology, according to his profile on Worky.

Dr Sirr was a lecturer and former head of research for the Faculty of the Built Environment at the Dublin Institute of Technology, which entered a merger with two partner institutes to become TUD January 1, 2019. He received his bachelor’s degree in estate management at the University of Greenwich, United Kingdom, and master’s degree in urban design and PhD in town planning at the University of Manchester. He has a second master’s in literature from KU Leuven, Belgium, and speaks French.

Retrieved from “https://en.wikinews.org/w/index.php?title=Technological_University_Dublin_senior_lecturer_Dr_Lorcan_Sirr_speaks_to_Wikinews_on_housing_market_in_Ireland&oldid=4631667”
Posted in Uncategorized

Attack at Texas elementary school kills at least 19, including 18 children

Wednesday, May 25, 2022

At least eighteen young children, as well as a staff member, were killed in an attack on Robb Elementary School in Uvalde, Texas, United States on Tuesday. There are conflicting reports on the exact number of staff killed, although figures on Tuesday night ranged from one to three individuals.

An 18-year-old gunman is suspected to be the lone perpetrator of the intrusion and subsequent attack. Texas Governor Greg Abbott identified the suspected attacker as Salvador Ramos, adding that Ramos had shot his grandmother before embarking to commit the attack. Abbott stated that Ramos drove and then abandoned his vehicle nearby the school, then entered the building armed with a handgun and possibly a rifle. WOAI-TV and NPR both reported that Ramos was killed by police officers.

According to U.S. Census data, the population of Uvalde is approximately 70% Hispanic or Latin American in origin. It lies around 80 miles west of San Antonio, near the Mexican border. The community is small, having only about 16,000 residents.

The attack is the deadliest school shooting in Texas history. It follows the recent racially-motivated mass shooting at a Tops supermarket in Buffalo, New York on Saturday, May 14, where ten were killed. It is also the deadliest attack on an elementary school in the United States since the Sandy Hook shooting in Newtown, Connecticut in 2012, where 20 children and six faculty were killed. At the time, the Sandy Hook shooting sparked national debate on gun rights and gun control.

Retrieved from “https://en.wikinews.org/w/index.php?title=Attack_at_Texas_elementary_school_kills_at_least_19,_including_18_children&oldid=4678838”
Posted in Uncategorized