Fannie Mae forgives mortgage debt of 90-year-old woman who shot herself

Sunday, October 5, 2008

Fannie Mae, a housing mortgage lender, has forgiven the mortgage debt of Addie Polk, a 90-year-old woman from Akron, Ohio who attempted to kill herself when she was being evicted from her home on Wednesday.

Polk had lived in her home since 1970, and refinanced her mortgage numerous times since 1997 when she first got a loan taken out against her home. When authorities tried to evict her, she shot herself once in the chest. Fannie Mae took over Polk’s home in 2007 after the loan company filed for foreclosure. One report from Reuters states that authorities tried to evict Polk more than 30 other times in the past.

“Just given the circumstances, we think it’s appropriate,” said Brian Faith, a spokesman for Fannie Mae who also said that the incident was almost immediately “on [their] radar screen”.

Polk is currently undergoing treatment at Akron General Medical Center and is expected to make a full recovery. She can return to her home as soon as she recovers from her injuries.

Polk was recognized on Friday when Dennis Kucinich, who is a democratic representative for Ohio, spoke of her incident during debates on a 700 billion USD bailout bill that the United States House of Representatives passed on Friday. He states that the bill does not focus on people in situations like Polk.

“This bill does nothing for the Addie Polks of the world. This bill fails to address the fact that millions of homeowners are facing foreclosure, are facing the loss of their home. This bill will take care of Wall Street, and the market may go up for a few days, but democracy is going downhill,” said Kucinich on Friday.

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On the campaign trail in the USA, October 2020

Monday, November 2, 2020

The following is the sixth and final edition of a monthly series chronicling the 2020 United States presidential election. It features original material compiled throughout the previous month after an overview of the month’s biggest stories.

This month’s spotlight on the campaign trail: the Free and Equal Elections Foundation holds two presidential debates, three candidates who did not participate in those debates give their final pleas to voters, and three political pundits give their predictions on the outcome of the election.

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The Guiding Force Of The Tv Promotion Scorecard

By Sam Miller

When you are in the business of TV promotion or TV advertising, then there is a need to be acquainted with the TV promotion scorecard. And where there is the TV promotion scorecard concerned, there would also be the TV promotion balanced scorecard indicators. All of these actually go hand in hand.

TV advertising is all about the utilization of the television as a medium to advertise or promote the products and services of certain companies. And you can never discount the fact that there are billions upon billions of people who watch television all over the world. Thus, the television has become one of the most preferred mediums for advertising and promotion. Furthermore, there have been studies that show significant and promising results that advertising or promoting products and services on television can actually do wonders for the sales and such of businesses all over the world. For whatever purposes there may be, whether companies want to raise brand awareness or build brand loyalty, the TV has definitely become one of the favorite mediums, if not the most favorite of all mediums.

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However, even if there have been studies posing significant results, you still cannot do without the TV promotion scorecard. Without this particular scorecard, achieving much success in TV advertising or promotion could be a bit far off. This is because there are just so many aspects and factors to keep in mind that being without this scorecard can prove to be detrimental to your advertising and promoting efforts. Plus, there are so many indicators to consider as well. Just how many of these are there, you may ask. Well, there are so many, and there is actually no concrete system of choosing which of these would make it right onto your TV promotion scorecard. This is because the needs of the company in question would have to be weighed out as well. And we all know how companies would have a variety of needs here. Thus, there would be much difference in application and relevance of such indicators. But, for the most part, here are the general indicators that often make their way onto TV promotion scorecards: ratings: awareness growth, cost of press advertising to sales volume ratio, inquiries growth, cost of press advertising to sales number ratio, and so many more.

What’s more, you would also have to contend with the fact that it is inevitable for the viewers to have certain media habits. Some of these would include the ordinary characteristics of the viewers switching channels or leaving the room whenever commercials come on. During these times, the viewers are not watching the commercials being aired on TV. Where is the efficiency in that? Thus, there is much need to conduct specialized research in the determination of the metrics to be implemented on the TV promotion scorecard. For if you do achieve success here, it would be like hitting the jackpot of all jackpots. With an efficient system, you can then analyze trends and start on the right foot when you incorporate these in determining future trends as well. This is especially useful in studying the media habits of viewers.

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Dog flu spreads across the US

Saturday, October 15, 2005

Dogs are normally resistant to most flu strains. Since about 2000, a new strain of dog flu has been spreading in America, and there’s no vaccine to prevent it.

To limit exposure to the flu, some dog owners are avoiding public places like dog shows and parks. Since the flu can spread where groups of dogs are housed, some dog owners are nervous about the practice of putting their pets in kennels. According to Edward Dubovil, director of the animal virology lab at Cornell University, 100% of dogs appear to be susceptible to infection by this new flu strain. It is estimated that 1-5% of infected dogs are dying from this flu strain. The symptoms of dog flu are akin to those of kennel cough, a more common and less serious illness.

Starting in 2004 there have been many outbreaks of flu at dog race tracks. Since early in 2004, researchers have been working to characterize the type of flu that is infecting dogs. In September of 2005 it was reported that this dog flu strain had crossed over from horses to dogs. This type of flu virus has been infecting horses for at least 40 years. It is expected that existing flu vaccines for horses can soon be adapted for use in dogs.

The spread of a horse flu virus to dogs is an example of what could happen with bird flu. Currently the bird flu is transmitted from birds to humans but does not spread easily from person to person. The new strain of dog flu shows signs of having been genetically modified from the original horse-preferring virus strain making it easy to transmit from dog to dog. Future genetic modifications of bird flu could better adapt it to humans and allow it to spread from person to person. The chance of such viral evolution can be reduced by limiting exposure of humans to bird flu.

At this time, the new dog flu virus strain does not seem to be a danger for humans. However, humans will be monitored for signs of infection by new genetic variants of the dog flu. Due to the close physical association between pet dogs and humans, a flu strain that could jump from dogs to humans would be of great concern. Recently evolved virus strains that jump from one species to another are often particularly lethal because the newly infected species may have little or no immunity to the new virus strain.

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US Senate confirms Ketanji Brown Jackson for Supreme Court

Saturday, April 9, 2022

On Thursday, the United States Senate confirmed Ketanji Brown Jackson as an associate justice of the Supreme Court, becoming the first African American woman to sit on the Court.

The vote was 53 in favor of Jackson and 47 opposed, largely split along party lines between Democrats and Republicans, respectively. Susan Collins (Maine), Mitt Romney (Utah) and Lisa Murkowski (Alaska) broke ranks with their fellow Republicans to cast votes for Jackson. Vice President Kamala Harris presided over the vote. Had there been a deadlock, she would have cast a tiebreaking vote.

Jackson and President Joe Biden watched the proceedings from the Roosevelt Room of the White House. Biden nominated Jackson on February 25 to replace retiring Justice Stephen Breyer. In 2020, Biden promised while running for President to nominate a African American woman to the Supreme Court, the country’s highest. Presidential nominations are required to be confirmed by the Senate.

On March 21, Jackson was introduced to the Senate by Thomas B. Griffith, a former judge on the Court of Appeals for Washington, D.C. During her opening remarks, Jackson said: “My parents taught me that unlike the many barriers that they had to face growing up, my path was clearer, so that if I worked hard and believed in myself, in [the US] I could do anything or be anything I wanted to be.”

She closed with: “Members of this committee, if I am confirmed, I commit to you that I will work productively to support and defend the Constitution and this grand experiment of American democracy that has endured over these past 246 years. During this hearing I hope that you will see how much I love our country and the Constitution and the rights that make us free.”

On the second day of confirmation hearings, Senator Josh Hawley (Republican; Missouri) challenged Jackson on child pornography cases over which she had presided. He questioned a three-month prison sentence handed out by Jackson in United States v. Hawkins where the prosecution had sought two years imprisonment. Federal Sentencing Guidelines recommended eight years in the case, based on the number of images. Jackson responded that she disagrees with the current guidelines, arguing they fail to differentiate defendants, and are contentious by the Sentencing Commission.

Jackson explained: “Congress has given the judges not only the discretion to make the decision but required judges to do so on an individualized basis taking into account not only the guidelines but also various factors including the age of the defendant, the circumstances of the defendant.” The defendant in the case was eighteen years old.

On the third day of the hearings, Jackson was pressed on how to apply Constitutional provisions written over two hundred years ago, to current issues. Jackson responded: “It’s a process of understanding what the core foundational principles are in the Constitution, as captured by the text, as originally intended, and then applying those principles to modern day.”

Senators Lindsey Graham (Republican; South Carolina) and Ted Cruz (Republican; Texas) continued a line of questioning from Tuesday on light sentences which led head of the Judiciary Committee Senator Dick Durbin (Democrat; Illinois) to intervene numerous times on Jackson’s behalf. While Durbin said Jackson was being interrupted, he was accused of filibustering in the nominee’s favor.

On the fourth and final day of the hearing on March 24, Durbin announced the Judiciary Committee would meet on March 28, potentially setting up a vote on Jackson for April 4. That day, Jackson herself was not present on March 24 as the Senate heard testimony from other parties, such as Wade Henderson, president of nonprofit group the Leadership Conference on Civil and Human Rights. Henderson said of Jackson: “Her background is absolutely extraordinary and her demonstration and mastery of the law is second to none.”

Senator Marsha Blackburn (Republican; Tennessee) requested access to confidential pre-sentencing reports in Jackson’s past child pornography cases. Reports of this nature are confidential to protect the victims. Durbin refused, saying: “I would not want that on my conscience, that we did this for some political exercise here, which I think is totally unnecessary, and someone was harmed as a result of it. I’m going to resist it every step of the way.”

On April 4, the Judiciary Committee voted 11-11 on Jackson, a deadlock broken by a vote called by Senate Majority Leader Chuck Schumer (New York) which sent it to the Senate floor.

Prior to her nomination, Jackson served as a clerk for Breyer, a federal public defender, a federal district court judge and a member of the sentencing commission, as well as an attorney in private practice.

The Supreme Court has eight associate justices and one chief justice.

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Abc Auto Parts Learn Why Abc Auto Parts Will Be The Best Around The Market!

Submitted by: Jamelbk Chen

Looking for abc auto parts? It’s extremely typical for any vehicle to interrupt lower and want a component changed. Most vehicle proprietors have previously experienced this, and people who haven’t, is going to do so sooner or later later on. Many vehicle proprietors will also be conscious that abc auto parts can be found if an individual knows where you can search for them. However, this is when most individuals information of abc auto parts provided at discount costs finishes. Either many individuals finish up having to pay premium costs for that component, or trust the inexpensive used vehicle part becoming installed via the auto technician is certainly the best offer obtainable. But is it accurate? Or are abc auto parts better?

Most abc auto parts presently on offer are : restored from vehicles that have been totally wrecked in accidents. Consequently, fundamental essentials worst vehicle parts for repairs and option. Various studies completed on such parts have proven these parts need frequent substitutes and repairs. In addition, these parts may adversely customize the safety, comfort, and fuel consumption in the vehicle. It’s simply because many parts have internal damage that isn’t visible easily, extending its adore to the trained eye. But, these abc auto parts are utilized numerous occasions due to the very reality the automobile owner can not afford to make the most of recent plus much much more pricey vehicle parts.

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Clearly, you’ll discover abc auto parts which you could compromise on and obtain a second hand component, while you will discover other peoples which you merely cannot on. For example, moving a front lights or tail-light from the utilized vehicle isn’t a issue usually (although it’ll put on out earlier than a replacement). However, moving an air conditioning filter from the used vehicle might be counter-productive simply because it may curently have dust and grime inside it which will harm your vehicle instead of helping it. Well the exact same for extra sophisticated parts for instance transmission. An over-all rule from the thumb will be the reality that much more the interior and much more compact moving components within an auto part, the more risky it’s to obtain a used 1 for option.

The problem with abc auto parts continues to be elevated a lot more due to the truth which you will find extremely couple of regulating agencies (private or government) that might test the utilized vehicle parts prior to they’re set up in a vehicle as alternative. However, you will discover methods to obtain inexpensive auto parts that will not break your bank balance, but be as dependable as new vehicle parts. Numerous abc auto parts might appear less expensive in writing, but frequent repairs, lower mileage and skipped vehicle-days due to the vehicle finding your self in repair center equal to an excellent deal over time. As a result, 1 should take the time to stop these parts. The choice is applying discount shops, both offline and online that offer new auto parts at decreased costs.

The abc auto parts bought from all of these stores have formerly experienced testing oftentimes as well as the cost is decreased largely by lowering overhead and decreasing the profit margin. This permits such retailers to offer abc auto parts, often much more than 15-20% discount, or perhaps more. The benefits of obtaining these parts over apparently abc auto parts are apparent. The different components are examined, and may be returned just just in case of defects. Simply because these parts are new, they often times last far longer than utilized parts and provide optimum performance. Consequently, there’s no danger in the hidden expenses frequently associated with second hand vehicle parts. These shops are frequently acquired online a great deal more than offline because the overhead of managing a web-based store is much under an actual business. Performing a search online for “abc auto parts” and “discount auto parts” might yield leading high quality outcomes. However, be careful because a number of internet websites are auctions for abc auto parts, not discount stores for completely new parts at reasonable costs than these. So, acquire the very best deals on abc auto parts today!

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Warner Music sees large growth digital music revenue

Wednesday, February 15, 2006

Warner Music Group first quarter earnings rose sharply mostly from growth in digital music sales offsetting falling CD sales. Warner Music sells digital music to several online services including Apple’s iTunes at wholesale. The company’s first-quarter revenue from digital music sales doubled to US$69 million, accounting for 7% of overall revenue. Madonna, Green Day, and James Blunt are signed to subsidiary labels of Warner.

Warner Music has undergone restructuring after being sold in 2004 by former parent company Time Warner. Cutting costs, exploiting current assets, and digital music has been the company’s focus since going public in May.

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Computer professionals celebrate 10th birthday of A.L.I.C.E.

Wednesday, November 30, 2005File:Turing1.jpg

More than 50 programmers, scientists, students, hobbyists and fans of the A.L.I.C.E. chat robot gathered in Guildford, U.K. on Friday to celebrate the tenth birthday of the award winning A.I. On hand was the founder the Loebner Prize, an annual Turing Test, designed to pick out the world’s most human computer according to an experiment laid out by the famous British mathematician Alan Turing more then 50 years ago. Along with A.L.I.C.E.’s chief programmer Dr. Richard S. Wallace, two other Loebner prize winners, Robby Garner and this year’s winner, Rollo Carpenter, also gave presentations, as did other finalists.

The University of Surrey venue was chosen, according to Dr. Wallace, not only because it was outside the U.S. (A.L.I.C.E.’s birthday fell on the Thanksgiving Day weekend holiday there, so he expected few people would attend a conference in America), but also because of its recently erected statue of Alan Turing, who posed the famous A. I. experiment which inspired much of the work on bots like A.L.I.C.E. University of Surrey Digital World Research Centre organizers Lynn and David Hamill were pleased to host the event because it encourages multi-disciplinary interaction, and because of the Centre’s interest in interaction between humans and computers.File:ALICE Birthday Cake.jpg

Dr. Wallace gave a keynote address outlining the history of A.L.I.C.E. and AIML. Many people commented on the fact the he seemed to have moved around a lot in the last ten years, having lived in New York, Pennsylvania, San Francisco, Maine, Amsterdam and Philadelphia, while working on the Alicebot project. The A.L.I.C.E. and AIML software is popular among chat robot enthusiats primarily because of its distribution under the GNU free software license. One of Dr. Wallace’s PowerPoint slides asked the question, “How do you make money from free software?” His answer: memberships, subscriptions, books, directories, syndicated ads, consulting, teaching, and something called the Superbot.

Rollo Carpenter gave a fascinating presentation on his learning bot Jabberwacky, reading from several sample conversations wherein the bot seemed amazingly humanlike. Unlike the free A.L.I.C.E. software, Carpenter uses a proprietary learning approach so that the bot actually mimics the personality of each individual chatter. The more people who chat with Jabberwacky, the better it becomes at this kind of mimicry.

In another interesting presentation, Dr. Hamill related present-day research on chat robots to earlier work on dialog analysis in telephone conversations. Phone calls have many similarities to the one-on-one chats that bots encounter on the web and in IM. Dr. Hamill also related our social expectations of bots to social class structure and how servants were expected to behave in Victorian England. He cited the famous Microsoft paperclip as the most egregius example of a bot that violated all the rules of a good servant’s behavior.

Bots have advanced a long way since philanthropist Hugh Loebner launched his controversial contest 15 years ago. His Turing Test contest, which offers an award of $100,000 for the first program to pass an “audio-visual” version of the game, also awards a bronze medal and $2000 every year for the “most human computer” according to a panel of judges. Huma Shah of the University of Westminster presented examples of bots used by large corporations to help sell furniture, provide the latest information about automotive products, and help customers open bank accounts. Several companies in the U.S. and Europe offer customized bot personalities for corporate web sites.

Even though Turing’s Test remains controversial, this group of enthusiastic developers seems determined to carry on the tradition and try to develop more and more human like chat bots.Hugh Loebner is dedicated to carry on his contest for the rest of his life, in spite of his critics. He hopes that a large enough constituency of winners will exist to keep the competition going well beyond his own lifetime. Dr. Wallace says, “Nobody has gotten rich from chat robots yet, but that doesn’t stop people from trying. There is such a thing as ‘bot fever’. For some people who meet a bot for the first time, it can pass the Turing Test for them, and they get very excited.”

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United States: New York City mayoral swear-in to pair potential 2020 presidential prospects

Sunday, December 31, 2017

On New Years Day 2018, on the steps of New York City Hall, U.S. Senator Bernie Sanders of Vermont, runner-up for the Democratic Party’s 2016 presidential nomination and potential 2020 presidential candidate, is to conduct the swearing-in of New York City Mayor Bill de Blasio, himself a potential 2020 presidential contender. In a statement, de Blasio, who was re-elected as Mayor this past November, claims to have invited Sanders due to the progressive icon’s Brooklyn, New York roots and advocacy on behalf of working people. Analysts say the invitation is a calculated political move on behalf of de Blasio to take advantage of Sanders’ popularity.

Sanders, 76, a self-identified Socialist, was born in Brooklyn before relocating to his current home of Vermont. After running for various public offices in the 1970s as a member of the anti-war Liberty Union Party, Sanders won election as Mayor of Burlington in 1981, serving three successive terms. In 1990, he was elected to the United States House of Representatives as an Independent, serving for 16 years before winning election to the U.S. Senate, again as an Independent. During his 2016 presidential campaign, Sanders garnered grassroots support, finishing second at the Democratic National Convention to Hillary Clinton, whose husband, former President Bill Clinton, administered de Blasio’s oath for Mayor in 2014.

Sanders’ 2016 performance and ensuing popularity within the Democratic Party has led to speculation about his plans in 2020. According to Politico, Sanders is taking steps toward a 2020 run. Referencing Sanders’ advanced age, incumbent President Donald Trump, who has already announced plans to run for re-election in 2020, said he expects Sanders to run “even if he’s in a wheelchair.”

News outlets have also speculated about de Blasio’s 2020 prospects. Last week, de Blasio delivered a speech in the first-in-the-nation caucus state of Iowa, prompting publications such as The Week and Newsweek to discuss whether the speech, delivered before about 200 progressive activists in Des Moines concerning the direction of the Democratic Party, was a way for de Blasio to test the waters for a potential run. De Blasio himself has denied he is running for President, though speculation persists.

Congressman John Delaney of Maryland is currently the only prominent Democrat officially running for President. Senators Elizabeth Warren of Massachusetts and Kirsten Gillibrand of New York are also expected to run.

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Home Building Guide Size And Cost Considerations

By Brad Franklin

As you begin to conceptualize the master plan of your new home, one of the first things you have to do is figure out how much of a house you can afford to build, including the cost of the land and the landscaping. The Financing Your Home section will help you figure out how much of a mortgage a lender will allow.

The program that you develop will be somewhat of a wish list and reality may force deletions or modifications. This realization will probably occur when you try to zero in on an affordable square footage for your new home.

The size of the home you build is the most important factor in determining the cost. You can determine the average cost per square foot for new homes in your area by calling the local chapter of the National Association of Home Builders. Multiply the square footage of the home that you wish to build by the average cost per square foot to determine a general cost.

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If you find yourself staring at a grand total that is far beyond your budget, you’ll have to scale down the design or choose a new one. If it’s close to your budget, you can probably adjust some of the options, extras and finish materials to make sure you stay within budget. Developing a budget and calculating costs will take a bit of time and research, but it is a step that you cannot ignore.

Make a list of your priorities. How many bedrooms and bathrooms do you want? Do you need a family room and living room? Do you want a separate dining room or is a large eat-in-kitchen area more practical for your lifestyle? Will you need a study or home office or library? How big of a garage will you need? Do you plan on finishing a basement for a playroom?

If budget is a concern, and let’s face it, for most of us it is, there are many ways you can build your house to include expansion possibilities at a later time. Consider building a smaller house and include a patio with a foundation suitable for future expansion or look for a one-story plan that includes expansion space on the second floor, or attic. There are also many finishing elements that can be accomplished later when your budget allows.

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